If you enrolled in a major medical plan this year, there are many ways in which you can use your coverage to save time, money and maybe even a trip to the doctor’s office. Below, we explain how you can use your health insurance to your advantage in 2018 and how to get started using your plan.
Routine checkups, preventive care, and emergencies…
One of the best things about having health insurance is that you don’t have to wait until your medical issues worsen before you see a doctor or get treatment. Health insurance allows you to get the care you need when you need it. In addition, under the Affordable Care Act, certain preventive health services are covered under your health insurance plan. The 10 essential health benefits most health insurance plans must cover include emergency services, some prescription drugs, laboratory services, pediatric services and more. Take advantage of the freebies your health insurance can offer.
Activating your health insurance and choosing your doctor…
To activate your health insurance, you have to pay your first premium. Premiums are monthly payments made to your insurer to maintain your health insurance. To find out how much you’re required to pay monthly and how to pay your bill, contact your insurance provider.
Once your health insurance has been activated, you can choose your primary care physician. To find a doctor in your network, you can contact your insurance provider or your doctor’s office to ask if they accept your insurance. Choosing a doctor in-network could save you out-of-pocket costs for doctor visits and procedures.
Still have questions about your coverage? Visit our website for more information or call to speak with an agent directly at (866) 909-0798.